BEST FOR BEGINNERS
Chase Sapphire PreferredĀ® Card
BEST FOR BEGINNERS
Chase Sapphire PreferredĀ® Card
75,000
Intro Offer Bonus Points
REWARDS RATES
5x on travel purchased through Chase Travelā .
3x on dining, select streaming services and online groceries.
2x on all other travel purchases.
1x on all other purchases.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
That’s over $900 when you redeem through Chase Travelā .
The Chase Sapphire PreferredĀ® Card is one of the most popular travel rewards credit card on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or transfer points to one of Chaseās 14 valuable airline and hotel partners.
- Youāll earn 2x Ultimate Rewards points on travel and 3x Ultimate Rewards points dining including eligible delivery services and takeout.
- The card carries a generous welcome offer.
- Annual $50 Chase Travel hotel statement credit.
- Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.
The Chase Sapphire PreferredĀ® Card is one of the most popular travel rewards credit card on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or transfer points to one of Chaseās 14 valuable airline and hotel partners.
- Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase Travelā .
- Enjoy benefits such as 5x on travel purchased through Chase Travelā , 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travelā . For example, 75,000 points are worth $937.50 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC
Chase Ink Business Preferred
Chase Ink Business Preferred
100,000
Intro Offer Bonus Points
REWARDS RATES
- Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases ā with no limit to the amount you can earn
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Travelā
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Travelā
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
The Ink Business Preferred Credit Card from Chase features one of the most generous sign-up bonuses available. It allows you to accumulate points in four key business categories: travel, shipping, advertising, and telecommunications. Additionally, the card offers valuable travel and shopping protections, along with primary rental car coverage for business-related travel for both you and your employees.
- One of the highest sign-up bonuses weāve seen ā 100,000 bonus points after $8,000 worth of spend in the first three months after card opening.
- Access to the Chase Ultimate Rewards portal for points redemption.
- Reasonable $95 annual fee.
- Bonus categories that are most relevant to business owners; primary car insurance.
- Perks including cellphone and purchase protection; extended warranty; trip cancellation/interruption insurance; trip delay reimbursement;.
$95 Annual Fee
- Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase Travelā .
- Enjoy benefits such as 5x on travel purchased through Chase Travelā , 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travelā . For example, 75,000 points are worth $937.50 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC
Chase Ink Business Cash Card
Chase Ink Business Cash Card
????
Intro Offer Bonus Points
REWARDS RATES
- 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% cash back on all other card purchases with no limit to the amount you can earn
The Ink Business Cash Card is a great option for small businesses that frequently spend on office supplies and services like internet, cable, and phone. This card is especially attractive to new business owners due to its lack of an annual fee. Additionally, it allows you to initially earn cash-back rewards which can be converted into Ultimate Rewards points if you hold another personal or business Chase card, such as the Chase Sapphire PreferredĀ® Card, that earns these points. This feature provides greater flexibility in how you can use your rewards compared to typical cash-back cards.
The Chase Ink Business Cash is an outstanding no annual fee card tailored for small business owners. It offers a rewarding cash back program with 5% returns on office supplies and certain utilities, along with 2% cash back at restaurants and gas stations.
- The current sign-up bonus on this card is an impressive up to $750.
- Youāll earn 5% at office supply stores and on common monthly bills such as internet, cable and phone services. Plus, youāll earn 2% cash back at gas stations and restaurants each account anniversary year.
- There is no annual fee which is perfect for small business owners.
$0 Annual Fee
- Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information. - No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate RewardsĀ®.
0% introductory APR for 12 months on purchases - Member FDIC
Chase Ink Business Unlimited
Chase Ink Business Unlimited
?????
Intro Offer Bonus Points
REWARDS RATES
- No annual fee.
- A generous $750 cash-back sign-up bonus.
- Flat 1.5% cash back on all purchases.
- Primary insurance for car rentals.
The Ink Business Unlimited card is an excellent no-annual-fee option for small businesses, offering a straightforward yet valuable rewards structure that is ideal for cash back on non-bonus category expenses. It also pairs well with another Ultimate Rewards card to maximize value.
Designed specifically for small business needs, freelancers and sole proprietors may find it easier to qualify for this card.
- The Ink Business Unlimited has a very simple earning program…Ā 1.5% cash back on all purchases.
- There are no rotating or bonus categories and no spending cap on the cash back.
- No annual fee.
- A generous $750 cash-back sign-up bonus.
- Flat 1.5% cash back on all purchases.
- Primary insurance for car rentals.
- 0% introductory APR for the first 12 months on purchases (then a variable APR of 18.49% – 24.49% applies)
$0 Annual Fee
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate RewardsĀ®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC
BEST FOR LUXURY BENEFITS
American Express Platinum
BEST FOR BEGINNERS
American Express Platinum
80,000
Intro Offer Bonus Points
REWARDS RATES
- Earn 5X Membership RewardsĀ® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
- Ā 5X Membership RewardsĀ® Points on prepaid hotels booked with American Express Travel.
Earn 80,000 Membership RewardsĀ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum CardĀ®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
For those seeking the pinnacle of luxury travel, The Platinum Card from American Express is tough to top. It offers a vast array of annual credits worth hundreds of dollars, unparalleled access to airport lounges, and elite status benefits with Hilton and Marriott, among other advantages. Although it carries a high annual fee, the wealth of perks provided can significantly offset this cost, making it a valuable choice for frequent travelers.
- Access to over 1,400 airport lounges.
- Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December (up to $200 in annual Uber savings). Enrollment required.
$695 annual
- Access to over 1,400 airport lounges.
- Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December (up to $200 in annual Uber savings). Enrollment require
- Earn 5X Membership RewardsĀ® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership RewardsĀ® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + ResortsĀ® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum CardĀ®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum CardĀ® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum CardĀ®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum CardĀ®.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
- $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum CardĀ®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
- $189 CLEARĀ® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum CardĀ®. Learn more.
- $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheckĀ® (through a TSA official enrollment provider) application fee, when charged to your Platinum CardĀ®. Card Members approved for Global
- Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum CardĀ®. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum CardĀ®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum CardĀ® to your Resy profile.
