The following article discusses the Chase Ink Business Preferred credit card, the reward points, and highlights the value and benefits of using the card for business while maximizing rewards for travel and business expenses.
Want to skip the blog and go straight to “Where to Apply”? click on the button
To read more on the Chase Ink Business Preferred, continue reading below…
Introduction
As a business owner, I’ve navigated the choppy waters of managing both high and routine expenses that come with operating a business. It was a continual search for value in every business decision, which led me to the Chase Ink Business Preferred Credit Card. This card not only streamlined my expenses but also optimized them to reward my business in substantial ways. My business regularly faces expenses that need to be paid regardless, so why not use credit cards that offer rewards in return? I also make it a point to switch to new credit cards when they provide better rewards that suit my needs!
Why the Chase Ink Business Preferred Stands Out
The Chase Ink Business Preferred offers a comprehensive suite of features that cater specifically to the needs of business owners. Let’s explore the myriad benefits and features that make this card a powerhouse for any business.
1. Impressive Sign-Up Bonus:
The card offers an attractive sign-up bonus that caught my attention immediately. New cardholders can earn 100,000 bonus points after spending $15,000 on purchases in the first three months from account opening. This bonus is equivalent to $1,250 when you redeem through Chase Ultimate Rewards®. It’s a substantial boost, especially if you’re planning to fund a big project or offset travel costs.
2. Rewarding Earning Structure:
The earning potential with the Chase Ink Business Preferred is tailored for businesses:
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. These categories include travel, shipping purchases, internet, cable, phone services, and advertising purchases made with social media sites and search engines.
- Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
This structure means that significant expenses don’t just go towards running your business, but they also help pave the way to your next business goal.
3. Comprehensive Travel Benefits and Protections:
Traveling for business? The Chase Ink Business Preferred enhances your travel with exceptional benefits:
- Trip Cancellation/Interruption Insurance: If your trip is canceled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses.
- Auto Rental Collision Damage Waiver: Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rentals in the U.S. and abroad.
- Travel and Emergency Assistance Services: Get legal and medical referrals or other travel and emergency assistance.
- No Foreign Transaction Fees: Make business purchases outside the U.S. without incurring foreign transaction fees.
4. Additional Cardholder Benefits:
The card also includes valuable protections that help maintain the flow of your business operations:
- Cell Phone Protection: Get up to $600 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill paid with your card (subject to a $100 deductible per claim and up to 3 claims in a 12-month period).
- Purchase Protection: Covers new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Extended Warranty Protection: Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
Bottom Line
The Chase Ink Business Preferred Credit Card is more than just a tool for managing expenses—it’s an asset that propels your business forward by turning every expense into a potential reward. With its vast array of benefits tailored to the specific needs of businesses, this card is an excellent choice for business owners looking to maximize their spending efficiency.
Ready to Amplify Your Business Expenses?
Take advantage of what the Chase Ink Business Preferred has to offer. Apply now and start transforming your business spending into impressive rewards and savings.
Embrace the benefits today and let your business expenses work for you!
Thanks for reading! As you know, Brian and I have been traveling around the world the last few years and up to 62 countries later have learned a thing or two with good planning and learning from mistakes. This credit card hacking method became a reality in 2018 and it’s a ton of work the farther you get into it. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our own experiences as we keep going through this journey. Stay tuned for more on tips & tricks!
If you have any questions, feel free to reach out! As some of you know, I work full-time as a travel advisor for a boutique luxury provider for an amazing company and I do it remote!
